Need an appraisal in Flowery Branch or Hall County?

Check out the top 7 reasons GA homeowners need Phillips Real Estate Services, LLC.:

Find the right listing price (whether you're using an agent or selling the home on your own)
Challenge a property tax assessment
To reduce your mortgage payment by removing PMI
To reinstate their Home Equity Line of Credit (HELOC)
Verify another appraiser's report
If real estate property needs to be divided because of a divorce
To settle an estate in GA by determining the true market value of property in question

Need help deciding the value of your home in or near Flowery Branch, GA?
Contact Phillips Real Estate Services, LLC..

At Phillips Real Estate Services, LLC., we understand the unique needs of a homeowner looking for appraisal services. Our customary business clients understand the appraisal process and the standard "products" we deliver to them. But as a general consumer,you'll receive extra guidance and explanations through the appraisal process to more clearly understand what we do and how we report our conclusions.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

It's very hard to be objective about your house because you most likely have an emotional attachment to it. Our professional appraisers at Phillips Real Estate Services, LLC. are objective. We won't just tell you what you want to hear, we will tell you what you need to know. A professional appraisal is a very important negotiating tool once you have an attainable buyer, in addition to helping you set a realistic selling price so your property will attract buyers. It gives you something concrete to show the buyer. The appraisal is an independent third party's opinion of your house's price, not just how much your house is worth. Interested buyers assume that you have an emotional attachment to your house and will be much more likely to give credibility to an accomplished appraiser's value opinion than yours.

Appraisals to cancel PMI

PMI stands for Private Mortgage Insurance. A popular money saver for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your house. In most cases you can apply to a lender to have the PMI removed from your loan. We're experts in helping consumers just like you remove unwanted PMI insurance.

Challenging Hall county's assessment of your property

Lets say you live in a region that's going down -- your local tax assessor may have your home overvalued. This means you are paying higher taxes than you should be paying. The quicker you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting an expert appraisal from Phillips Real Estate Services, LLC. is your strongest weapon.

HELOC recently frozen?

If your home is in or near a declining area, your lender just may make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be troublesome from a cash flow angle, and destructive to your credit score since it may appear as though that credit line is maxed out. Phillips Real Estate Services, LLC. can help you reinstate your home equity line of credit with efficient appraisal.

Field and Desktop Appraisal Review Services

Do you need a seasoned professional to double-check your appraisal for accuracy, or do you desire a second opinion without the charge and delay of waiting for a whole new appraisal? Phillips Real Estate Services, LLC. offers field reviews where we'll go out and check the subject and comps. Or, if you need it ASAP, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal? We can We can assist you While typically requested by banks, you may desire to employ this service if you suspect mortgage fraud related to your property.